Cultura Financiera y su relación con el Bienestar Económico de Los Comerciantes del Mercado de San Vicente de Cañete, 2024
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Date
2025-03-10
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Publisher
Universidad Nacional de Cañete
Abstract
El presente trabajo de investigación tiene como propósito general determinar la relación entre la cultura financiera y el bienestar económico de los comerciantes del Mercado de San Vicente de Cañete, 2024. “La metodología de la investigación es de tipo básica, nivel descriptivo, correlacional y no experimental. Se utilizaron técnicas como observación y la encuesta y como instrumento se utilizó el cuestionario, que fue medida a través de la escala de Likert, con 18 preguntas.” “Con los datos adquiridos de la aplicación del instrumento, aplicados a nuestra muestra de 60 comerciantes, obtenido a través del muestreo aleatorio simple, del Mercado de San Vicente de Cañete, 2024, se obtuvo como resultado una relación de grado significativa con la correlación de
Rho de Spearman y con un coeficiente de 0,640 entre las variables, cultura financiera y bienestar económico. Conforme a ello, se rechazó la H0 y se aceptó la H1, demostrando la relación entre las variables; asimismo, sus dimensiones con un coeficiente 0,761, 0,785 y 0,716 respectivamente. “Por lo que se llegó a la conclusión que la cultura financiera tiene una relación significativa positiva con el bienestar económico de los Comerciantes del Mercado de San Vicente de Cañete, 2024.
The aim of this research study is to determine the relationship between financial culture and the economic well-being of the merchants at the San Vicente de Cañete Market, 2024. The research methodology is basic, descriptive, correlational, and non-experimental, with a deductive approach. Techniques such as observation and surveys were used, with the questionnaire being the primary instrument. The questionnaire, which was measured using a Likert scale, consisted of 18 questions. Using the data acquired from applying the instrument to our sample of 60 merchants, obtained through simple random sampling from the San Vicente de Cañete Market, 2024, a significant degree of correlation was found between the variables of financial culture and economic well- being, with a Spearman's Rho correlation coefficient of 0.640. Accordingly, the null hypothesis (H0) was rejected and the alternative hypothesis (H1) was accepted, demonstrating a relationship between the variables; likewise, their dimensions showed coefficients of 0.761, 0.785, and 0.716, respectively. Thus, it was concluded that financial culture has a significant positive relationship with the economic well-being of the merchants at the San Vicente de Cañete Market, 2024.
The aim of this research study is to determine the relationship between financial culture and the economic well-being of the merchants at the San Vicente de Cañete Market, 2024. The research methodology is basic, descriptive, correlational, and non-experimental, with a deductive approach. Techniques such as observation and surveys were used, with the questionnaire being the primary instrument. The questionnaire, which was measured using a Likert scale, consisted of 18 questions. Using the data acquired from applying the instrument to our sample of 60 merchants, obtained through simple random sampling from the San Vicente de Cañete Market, 2024, a significant degree of correlation was found between the variables of financial culture and economic well- being, with a Spearman's Rho correlation coefficient of 0.640. Accordingly, the null hypothesis (H0) was rejected and the alternative hypothesis (H1) was accepted, demonstrating a relationship between the variables; likewise, their dimensions showed coefficients of 0.761, 0.785, and 0.716, respectively. Thus, it was concluded that financial culture has a significant positive relationship with the economic well-being of the merchants at the San Vicente de Cañete Market, 2024.
Description
Keywords
Cultura financiera, bienestar económico, ahorro, ingresos, consumos, satisfacción financiera, comportamiento financiero , percepción financiera
Citation
Cerazo Aybar Lizbeth Sonia - Astuñaupa Chulluncuy Ynes Tania , "Cultura Financiera y su relación con el Bienestar Económico de Los Comerciantes del Mercado de San Vicente de Cañete, 2024" Tesis para optar el grado de Licenciada en Contador Público, Escuela de pregrado. Facultad de Contabilidad. Universidad Nacional de Cañete. Cañete - Perú